Management & Professional Liability Insurance
Designed for AI, fintech, digital asset, and other emerging technology businesses, our specialist PI and D&O insurance helps protect against claims arising from professional services, management decisions, and governance responsibilities.
Traditional liability insurance may not reflect how quickly emerging technology businesses evolve. As companies launch new services, enter new markets, and scale their operations, management decisions, governance responsibilities, and professional services can create liability exposure in three key areas.
Fast-changing rules and compliance expectations can place pressure on management teams and governance structures. Formal inquiries, investigations, or proceedings can affect leadership focus, capital deployment, and business momentum.
In volatile technology markets, missed milestones, disputed disclosures, or challenged business decisions can lead to claims by investors or other stakeholders against directors and officers.
Errors, omissions, misstatements, or alleged negligence in the delivery of professional services can result in third-party financial claims and legal exposure.
We track how emerging technology markets evolve, then use that insight to help shape coverage around how your business actually operates.
Regulations, technologies, and market expectations continue to change across emerging technology sectors. We follow developments in AI, fintech, digital assets, and other emerging technology markets to understand how liability risks are evolving.
Complex exposures can be difficult to translate into practical insurance structures. Our research, market insight, and underwriting experience help shape PI and D&O coverage around the risks your business faces.
Professional services, governance structures, and business priorities vary from one company to another. From standalone PI or D&O to integrated shared-limit programmes, we shape coverage structures and terms around how your business operates.
Two distinct liability products designed to address exposures arising from professional services, management decisions, and governance responsibilities.
Professional Indemnity
Errors, omissions, negligence, or breaches of professional duty in the delivery of services can lead to third-party claims and significant legal and financial exposure. Professional Indemnity can help respond to covered claims arising from how your services are delivered.
Inaccurate advice, flawed consultancy, misstatements, or inadequate services can lead to disputes and financial claims. Professional Indemnity can help respond to covered claims arising from your professional advice, statements, or services.
Directors & Officers
Business and governance decisions can expose directors, officers, and board members to claims alleging wrongful acts, negligence, mismanagement, or breach of duty. D&O can help protect insured leaders against covered financial exposure arising from claims made against them in their management capacity.
Fast-changing regulations and market expectations can increase scrutiny of management decisions and governance practices. D&O can help respond to eligible costs and related losses arising from official inquiries, investigations, proceedings, or governance disputes.
Share information about your professional services, operating scope, company structure, jurisdictions, and management and governance profile.
Based on your risk profile and business needs, we’ll help structure suitable PI, D&O, or combined liability coverage.
We’ll guide you through underwriting and placement, helping turn complex liability exposures into a clear and practical insurance structure.
Professional Indemnity provides coverage for claims alleging errors, omissions, misstatements, negligence, or breach of professional duty in the services your business provides.
Directors & Officers Insurance provides coverage for claims alleging wrongful acts by directors, officers, or other insured individuals in their management or governance roles.
These exposures are generally not covered directly under PI or D&O. Direct cyberattacks, custody losses, and losses arising from technology failures may require separate review or dedicated products, such as Cyber Insurance or Custodial Risks Insurance.
If an incident also leads to management liability or professional service claims, we can help review how the relevant coverage may interact.
PI and D&O are designed to cover professional service and management liability exposures.
Common exclusions may include intentional misconduct, prior known matters or claims, territorial limitations, cyberattacks, bodily injury or property damage, and other risks outside the intended policy scope. Exact exclusions depend on the policy wording, schedule, and endorsements.
Useful information may include your company structure, scope of services, financial statements, standard client agreements, management and governance profile, claims or disputes history, and relevant regulatory or compliance materials.