Up to USD 750 Million
Maximum capacity available per wallet facility, designed to support complex institutional digital asset risks
Custodial Risks Insurance
Protect every asset entrusted to your custody
Designed for digital asset exchanges, custodians, and financial institutions, our specialist insurance helps protect client digital assets against employee misconduct, cybercrime, external wallet technology compromise, and physical security events.
Global underwriting capacity. Specialist digital asset expertise.
Rated A- or Above
Backed by selected global specialty insurers and reinsurers with strong financial ratings
Built for Institutional Digital Asset Businesses
Supporting confidence in protecting digital assets entrusted to your care.
EXCHANGES
Secure User Deposits
Protect client assets across hot, warm, and cold wallet environments, supported by leading custody technologies including HSM, MPC, and multi-signature wallets.
CUSTODIANS
Strengthen Custody Protection
Enhance protection for client assets held in storage or in transit across your custody operations.
WALLET TECHNOLOGY PROVIDERS
Mitigate Third-Party Risk
Help protect against designated financial losses arising from security incidents affecting your wallet technology solutions.
ASSET MANAGERS
Protect Client Portfolios
Provide investors with added confidence through insurance protection against fraud, security breaches, and other covered custody risks.
Core Coverage
Four core areas of coverage designed to protect digital assets in custody.
Designated Premises Breach or Damage
Physical security incidents can compromise even the most secure storage facilities. This coverage responds to digital asset losses resulting from theft at a designated cold wallet vault, or from physical damage to the designated premises.
Third-Party Computer Crime
Cyberattacks can result in the theft of digital assets. This coverage protects against digital asset losses arising from unauthorised third-party access to your systems.
Employee Fraud
Insider threats remain a critical operational risk despite robust controls. This coverage responds to digital asset losses caused by employee theft, fraud, or other dishonest acts.
Compromise of External Wallet Technology Service Provider
Critical wallet technology providers can become a point of failure, as past major hacks have shown. This coverage protects against digital asset losses resulting from a cyberattack affecting your designated external wallet technology service provider.
Why OneInfinity for Custodial Risks
Bespoke Operational Architecture
- Every custody model is different. We tailor coverage to how your digital assets are stored, transferred, and protected, helping address exposures that standard insurance may overlook.
Experience Across Global Digital Asset Markets
- From APAC to the Middle East and beyond, we help digital asset businesses structure insurance that aligns with local regulatory expectations, operational risks, and institutional requirements.
Expertise Beyond Insurance
- Digital asset custody requires more than insurance knowledge. Through our underwriting experience, in-house research, and the wider AIFT ecosystem, we understand the operational, technical, and cyber risks behind modern custody businesses.
A Long-Term Risk Partner
- Our support extends beyond policy placement. We work closely with clients as their custody operations evolve, helping them navigate emerging risks and strengthen their long-term resilience.
Getting Covered Is Straightforward
Tell us about your custody operations
Share how digital assets are stored, how wallets are configured, the technology providers you rely on, and the security controls you have in place.
We'll tailor the coverage
Based on your custody model and risk profile, we'll recommend a coverage structure designed to fit your business and operational needs.
Finalise your policy
We'll guide you through underwriting, coordinate capacity where required, and support policy placement, making the process clear and efficient from start to finish.
Common Questions
Secure custody is fundamental to trust in digital assets. Our internal R&D analysis found that centralized exchanges and custodians recorded approximately USD 1.84 billion in net digital asset losses in 2025.
Custodial Risks Insurance provides an additional layer of financial protection against covered losses, helping strengthen confidence among clients, investors, business partners, and other stakeholders.
Every custody operation is different. Risk varies depending on your wallet architecture, custody model, technology providers, security controls, and operational processes.
Specialist insurance is designed to reflect how digital asset custody actually works, helping ensure your coverage aligns with your operating model.
This product is designed to protect third-party digital assets entrusted to your care, such as client deposits, institutional assets under custody, or managed client portfolios.
If you're looking to insure company-owned treasury assets or proprietary trading positions, we can also review and propose an alternative insurance solution that may better fit your needs.
We have experience reviewing a wide range of custody environments, including cold, warm, and hot wallets; multi-signature wallets; MPC (Multi-Party Computation) wallets; HSM-based setups; self-developed wallet infrastructure; and hybrid custody models.
Coverage will depend on your operating model, security controls, and overall risk profile.
Yes. Coverage can be structured around your organisation, including multiple legal entities, jurisdictions, regulated businesses, and investment funds.
Depending on your requirements, policies may be arranged on a standalone, group, or shared-limit basis.
A high-level overview of your custody operations is usually sufficient to start. This may include your custody model, wallet architecture and private key management, transaction approval workflows, security and governance controls, key technology or custody providers, and your preferred coverage scope and limits.
Our team will guide you through any additional information required during the underwriting process.